Buying a House: What It Really Takes

Buying a home is one of the biggest decisions you'll make. It's not just about saving a deposit — you also need a stable income, good credit history, and a realistic understanding of monthly costs and responsibilities.

Things to Consider

• Deposit & Costs: Do you have at least 5–10% saved, plus legal fees, stamp duty, and moving costs?
• Credit Score: Have you checked your credit report recently?
• Stability: Is your income reliable, and are you free from high‑interest debt?
• Location & Lifestyle: Have you thought about commute, schools, or future changes?

This quiz is a helpful guide — not a replacement for professional financial advice.