Know Your Pound

Understand your money. Make smarter choices. UK-focused tools and explainers for personal finance, tax, savings, and side income.

Popular Tools

Work out your net salary after tax, NI, pension, and student loan deductions.

Estimate future investment value with compound interest and monthly contributions.

Calculate monthly payments or see how much you can afford to borrow.

Understand how income tax works, including thresholds and allowances for 2025/26.

Find out how much you'll repay, when repayments begin, and when your loan is written off.

Learn what you pay, why it matters, and how rates vary for employees and the self-employed.